Every 2026 Medicare premium, deductible and coinsurance in one place. Independent educational site. Not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any insurance company. Figures are 2026 amounts published by CMS unless noted; check Medicare.gov for your situation.
- Medicare costs in 2026 at a glance
The 2026 Part A and Part B premiums, deductibles and coinsurance, Part D limits and Medigap thresholds, with what each one means in practice.
- IRMAA in 2026: the income brackets for Part B and Part D surcharges
The 2026 IRMAA brackets for single and joint filers, how the two-year lookback works, the cliff effect, and how to appeal after a life-changing event.
- Part A hospital costs in 2026: deductibles, benefit periods and long stays
How the 2026 Part A deductible and daily coinsurance add up during a hospital stay, how benefit periods reset, and what happens after day 150.
- The 20% with no cap: why Part B coinsurance is the biggest Medicare risk
How Part B's 20% coinsurance works, what it costs on serious illness, and the ways people limit it with Medigap or Medicare Advantage.